Saturday, 22 October 2011

Why is MUDA promoting illegal GPA sale of sites?

MUDA is regularly placing advertisements in local newspapers announcing the sale of MUDA-allotted sites through General Power of Attorney. The advertisements state that if no objections are received within 15 days, MUDA will transfer the site to the buyer.  
But in a historic judgment (pdf) given on 11-10-2011, a three-man bench of the Supreme Court (Justices R.V. Raveendran, A.K. Patnaik and H.L. Gokhale) has outlawed GPA sale of sites allotted by Urban Development Authorities. As the Supreme Court observed in its judgment, the purpose of GPA Sales is to avoid stamp duty and  registration charges, avoid payment of capital gains, invest black money, avoid any public record of transactions, enable persons to hold any number of properties without disclosing them as assets held and avoid payment of 'unearned increases' due to Development Authorities on transfer. Persons who deal in real estate resort to these methods to increase their profit margin, the Supreme Court noted.  
As the Supreme Court observed, GPA sales adversely affect the economy, civil society and law and order. Firstly, it enables large scale evasion of income tax, wealth tax, stamp duty and registration fees thereby denying the benefit of such revenue to the government and the public. Secondly, such transactions enable persons to invest their black money profitably, thereby encouraging circulation of black money and corruption. The Court also noted many serious side-effects of GPA sales. When the market value increases, many vendors (who effected power of attorney sales without registration) are tempted to resell the property taking advantage of the fact that there is no registered instrument or record in any public office thereby cheating the purchaser. The purchaser then tries to take the help of musclemen to 'sort out' the issue and protect his rights. On the other hand, real estate mafia often purchase properties which are already subject to power of attorney sale and then threaten the previous 'Power of Attorney Sale' purchasers from asserting their rights. Either way, such power of attorney sales indirectly lead to growth of real estate mafia and criminalization of real estate transactions.  
"It also makes title verification and certification of title, which is an integral part of orderly conduct of transactions relating to immovable property, difficult, if not impossible, giving  nightmares to bonafide purchasers wanting to own a property with an assurance of good and marketable title", the Supreme Court said.  
After having made these blistering observations on the GPA sale of sites, the Supreme Court went on to say  "We therefore reiterate that immovable property can be legally and lawfully transferred/conveyed only by a registered deed of conveyance. Transactions of the nature of 'GPA sales' or 'Sale Agreement/GPA/Will transfers' do not convey title and do not amount to transfer, nor can they be recognized or valid mode of transfer of immoveable property."  
Even before the Supreme Court decision, MUDA must have realized the illegal and criminal motives (listed above) behind GPA sales and must have prohibited them. But it did not do so. What is shocking is that even after explicit outlawing of GPA sales by the Supreme Court, MUDA is still publishing advertisements and promoting GPA sale of its sites.
P.M. Bhat, Mysore Grahakara Parishat